How much is enough? How long will my funds last? These are common questions asked by retirees and at Financial Essence this is our specialist area.
We can help to determine whether you have sufficient retirement funding capacity.
We consider if a transition to retirement pension is to your advantage in the years leading up to retirement to help boost your final retirement nest egg by reducing tax payable and increasing super contributions.
We can help to determine if you will be entitled to any Centrelink benefits and in some circumstances can restructure your affairs to help maximise these Centrelink benefits.
We structure income streams in a manner that is designed to improve the longevity of your retirement funds.
We ensure that you have considered your estate planning needs to ensure a smooth and tax efficient transfer of wealth to the next generation.
We understand that at the end of your working life, you have managed to accumulate your peak asset base and how important it is to you that these funds be managed well on an ongoing basis.