The average Australian has three superannuation funds! It is rarely appropriate that so many accounts need to be maintained by a single worker. At Financial Essence we can help you…
Although planning for retirement ought to commence from your very first pay packet, the reality is that a great majority of us don’t focus on retirement funding until we are fast approaching retirement, which is often too late.
We can help you with the following:
- Locate all of your superannuation funds.
- Provide extensive research on each fund including features, performance, fees, investment options and insurances on offer.
- Consider the most appropriate fund based on your individual needs, including the suitability of a Self Managed Superannuation Fund.
Reviewing your superannuation can achieve:
- Lower fees.
- Reduce the amount of statements received and make ongoing monitoring of funds easier and focussed.
- Streamline investment options according to your desired risk profile.
- Tailor your insurance requirements and potentially reduce overall premiums payable.
- Maximise your superannuation balance over the longer term.
- Review the types and amounts of contributions within Government limits to meet your retirement funding goal.
- Make appropriate contribution recommendations specific to your employment situation and level of income.
- Determine how much to contribute to meet your retirement income goals.
